Historically, people with pre-existing medical conditions have presented two major challenges for insurers.  The first is working out the degree of increased risk involved, which can prove to be a complex task.  Second, the time and cost implications of assessing individuals with pre-existing medical conditions have often been prohibitive.

Our unique ‘Black Box’ underwriting tools provide insurance companies with the ability to incorporate medical risk assessment into their own online, call centre and agent sales processes to increase sales, transform underwriting results and introduce operational  efficiencies.

These award-winning tools are available for  Travel and  Accident, and Sickness & Unemployment (ASU) insurance.

Queen's Award for Enterprise

We are very proud recipients of the Queen's Award for Enterprise, Innovation Section, awarded in recognition of the sustained commercial success of our pioneering approach to individual medical risk assessment over a period of years. The Queen's Award for Enterprise is the most prestigious of all business awards, with an international reputation for recognising outstanding business achievement.


For more information or to see a demo, contact HRRTeam@verisk.com or call +44 (0)20 8481 7765 (UK) or +61 (0)7 3171 2940 (Australia).


Healix Risk Rating is a Verisk Analytics Business