Over the last few decades, private medical insurance (PMI) has become well accepted as ‘de facto’ in employment packages, particularly where businesses are aiming to attract and retain good quality people. But the financial pressures of recent years have led many businesses to question the viability of continuing to provide such a benefit.
Certainly a blanket approach can’t be taken and private medical insurance (PMI) definitely fulfils a role for some types of organisation. But Healthcare Trusts could provide an eminently flexible alternative in a number of businesses – taking care of employee wellbeing whilst putting greater control on costs in the hands of the employer.
This whitepaper provides an insight into how a Healthcare Trust can work for a business – as well as dispelling some of the myths that currently exist about this alternative to private medical insurance.
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