What is a Corporate Healthcare Trust?

A Corporate Healthcare Trust is an HMRC-approved alternative way of funding healthcare benefits for employees. With a Healthcare Trust, your money is placed in a fund used to finance eligible treatment. Any remaining balance at the year's end can be used to reduce future employee healthcare costs, making it a popular choice for companies seeking an effective and sustainable way to provide healthcare benefits.

Choosing the right solution for you

Every business is different. We believe in providing a solution to fit the needs of your workforce. With either of our Healthcare Trust solutions, you’ll be backed by our unrivalled clinical expertise.

Over 100 employees

Choose Healix Fix Multi-Employer Trust to focus on cost efficiency while ensuring comprehensive healthcare coverage for your employees.

Over 300 employees

Opt for Healix Flex Healthcare Trust for greater control over medical spend and the freedom to tailor benefits to the needs of your employees.

Key Differences

Healix Flex vs Private Medical Insurance

Leading UK employers prefer Healix Flex Healthcare Trusts for their increased flexibility, tax-efficiency, and better value compared to traditional insured products. Here's how they differ:

Greater control over spend

With Healix Flex, you have the power to design bespoke healthcare and employee benefits, tailored to your team's needs.
More flexibility in design

We work with you to create a healthcare scheme aligned with your business priorities, ensuring a healthier and happier workforce.
Longer-term value

Unlike traditional insurance, underspend in a Trust remains available to fund future treatments, making it the financially savvy choice.

Why is a Healix Flex Healthcare Trust different?

We work with you to assess your business' healthcare requirements, establish your programme, and set up your trust. We deal with specialist lawyers to provide supporting documents. Healix oversees all of your claims and ensures that your trust is run properly.

Founded by doctors, not insurers, we offer a nurse-led care model, providing holistic support to scheme members. We aim to build consistent and ongoing relationships with our clients, providing stress-free and cost-effective support. Everything you invest in your Healix Flex Healthcare Trust is yours to use as you wish.

Bespoke benefits & clinical pathways

Wherever your healthcare priorities lie, Healix Flex offers a range of benefits which you can pick and choose from. Each benefit can help you to build the fit and healthy workforce that you need to make sure your business continues to thrive in the years ahead.

Bespoke Benefits & Clinic Pathways

Employee healthcare services

Your underspend in your Corporate Healthcare Trust fund can be put towards a range of additional employee healthcare services. Healix Flex provides a complete solution and can even work with your existing employee healthcare partners so that everything is all in one place.

Employee Healthcare Services

FAQs

Frequently asked questions

New to Healthcare Trusts? We’re on hand to answer your questions, big and small. Have something specific to ask? Contact Healix today

No one understands your business or its employees better than you. We can offer a fully-tailored solution giving you access to medical professionals to design a suite of benefits that will work for you and your employees. If you already have PMI set up, you can replicate your existing services so there’s a smooth transition for your employees.
Yes. We also work with a range of partners to offer you complimentary services that are outside of the Trust, giving you more control over the choices you make. Learn more here.
Yes. With a Healix Flex Healthcare Trust, you are not restricted to insurance product rules and packages so you can tailor a solution that is bespoke to your business.

Not with our help. Healix’s robust legal documentation makes setting up your trust no more difficult than buying an insurance contract.

If once your fund is set up you decide that a Corporate Healthcare Trust isn’t for you, it’s just as simple to move back to a corporate medical insurance scheme. Just let us know that you’ve changed your mind and we’ll arrange this for you.
No. Healix can help to make the process totally painless. We’ll work with you to create your healthcare plan, and set up the rules you’ll need to futureproof your programme. A specialist lawyer will then develop your supporting documents and set up your Corporate Healthcare Trust.
Once your Trust is set up, Healix is on hand to help you as much or as little as you’d like. You’ll be assigned a dedicated account manager to your Trust, who’ll answer any questions and action your requests. They’ll catch up with you every now and then to discuss how your Trust is working, talking through the key points from the monthly, quarterly, or annual data report which we’ll send to you. Our clinical team will also be in touch from time-to-time to discuss emerging trends in your claims, as well as any developments in healthcare and how these will affect your Trust.
Yes. We can arrange Stop Loss insurance which protects you against the risk of claims exceeding the level anticipated. Our clinician-led approach means that in the event of a big claim, we’ll be able to explore less expensive options. For instance, if the same treatment is offered by the NHS and there’s no waiting list, we may suggest that your employees take this alternative route.

Key insights

See all insights

Corporate Healthcare Trusts

What is a Corporate Healthcare Trust?

Choosing the right solution for you

Over 100 employees

Over 300 employees

Key Differences

Healix Flex vs Private Medical Insurance

Greater control over spend

More flexibility in design

Longer-term value

Why is a Healix Flex Healthcare Trust different?

Bespoke benefits & clinical pathways

Employee healthcare services

FAQs

Frequently asked questions

Key insights

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How can we help?

What is a Corporate Healthcare Trust?

Choosing the right solution for you

Over 100 employees

Over 300 employees

Healix Flex vs Private Medical Insurance

Greater control over spend

More flexibility in design

Longer-term value

Why is a Healix Flex Healthcare Trust different?

Bespoke benefits & clinical pathways

Employee healthcare services

Frequently asked questions

How will my healthcare budget be spent?

Can I put my budget towards any complimentary services?

I already have a corporate trust set up. Can I still work with Healix?

Is a corporate trust more flexible than private medical insurance?

Are Healthcare Trusts difficult to set up?

Will there be a lot of paperwork to set up the trust?

What happens after the Healthcare Trust is set up?

Are there any safeguards in place to manage expensive claims?

Exploring common musculoskeletal conditions

6 benefits of walking for a healthy mind and body

Emotional Wellbeing: 5 Tips to Boost Your Mental Health